For insureds
The coverage you need now. Payments that fit your cash flow.
Policy financing lets your business pay an insurance premium in installments instead of all at once.
How financing works
We pay the premium. You pay us over time.
When your agent places a policy, the full premium is usually due right away. With policy financing, you make a down payment and sign a finance agreement. Polfin pays the rest of the premium, and you repay it in installments over the agreed term.
Your agreement lists the amount financed, the finance charge, each payment and its due date before you sign anything.
Keep cash in the business
Use working capital for payroll, inventory and growth instead of one large insurance bill.
Know every payment in advance
A fixed schedule shows what is due and when for the whole term.
Your part
What to expect, start to finish
Ask your agent
Tell your insurance agent you would like to finance the premium.
Review the terms
Read the payment schedule and finance charge with your agent.
Sign and pay down
Sign the finance agreement and make your down payment.
Make your payments
Pay each installment by its due date, online or by the method on your notice.
Manage your account online
Log in to view your account and make a payment.
Opens the secure PBS NetAccess portal in a new tab.
Good to know
Staying on schedule protects your coverage
- Pay on or before each due date shown in your agreement.
- A missed payment can lead to late charges and cancellation of the policy, as described in your finance agreement.
- If you expect to have trouble with a payment, call us at 914-640-5740 before the due date.
- Questions about coverage itself go to your insurance agent.
Have a question about your account?
Our team is glad to help by phone or message.