Robert Luc
Founder & CEO
Robert founded Polfin and leads the company as CEO. A licensed insurance broker with more than 15 years in the business, he brings an agency owner's view to every financing decision Polfin makes.
Our story
A finance company that grew up on the agency side of the desk.
Polfin comes from a family that has spent more than 15 years quoting, binding and servicing insurance for New York families and businesses.
Our mission
Make sure the premium never decides the coverage
We give agents and brokers a dependable way to place the right policy today and let their clients pay for it over time, on terms everyone understands.
Our vision
The finance partner agents call first
We want Polfin to be known for answering the phone, saying what we will do, and doing it. Growth follows from agents who trust us with their client relationships.
Our values
How we work, every account
Straight talk
Payment schedules, charges and totals are written in plain language. No one should need a second call to understand an agreement.
Agency first
The client belongs to the agent. We keep you informed on every financed account and never work around you.
Family accountability
Our name is on the business. Decisions are made by people you can reach, not passed through layers.
Community roots
We serve the neighborhoods we live in, and we treat every insured the way we would want our own neighbors treated.
Our beginning
From the agency desk to policy financing
Our family has spent more than 15 years in the New York insurance community, quoting, binding and servicing coverage for families and small businesses.
Sitting across the desk from business owners taught us something simple. A good client with the right policy in front of them can still walk away, because the full premium is due on day one.
Polfin is our answer. It is a policy financing company built by people who have bound the policy, explained the invoice and taken the renewal call. We know what an agent needs from a finance partner because we have needed it ourselves.
Family owned. Locally run.
- More than 15 years serving the insurance community
- Based in Glendale, Queens
- Owners who work in the business every day
- Long-standing ties to New York's Polish-American community
How we work with you
One partner, three ways to work with us
Polfin works with everyone involved in placing a policy. Choose the path that fits you.
Agents and brokers
Offer installment payments with every quote and get a direct contact for every financed account.
Learn more: Agents and brokersInsureds
Spread the cost of your commercial premium into predictable payments and keep your coverage in force.
Learn more: InsuredsMGAs and carriers
Receive premium on time and work with a finance partner that keeps you informed.
Learn more: MGAs and carriersMeet our leadership
The people behind Polfin
Elizabieta T. Grobelska-Luc
Founder
Elizabieta founded Polfin together with Robert. She helps set the company's direction and the standard of personal, accountable service that agents and clients can expect.
Marcin Luc
General Manager
Marcin runs Polfin's day-to-day operations as General Manager. He was named Grand Marshal of the 85th Pulaski Day Parade for his leadership and commitment to the Polish-American community.
Work with a finance partner who knows your side of the desk
Tell us about your agency and we will set you up.