Terms of Use

Last updated: October 5, 2026

Agreement to these terms

This website is operated by Policy Financing Inc. ("Polfin", "we", "us"). By using the website you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the website.

Information only, not an offer

The content on this website is general information about our services. It is not an offer or a commitment to provide financing, and it is not legal, tax, insurance or financial advice.

All financing is subject to our review and approval and to a signed finance agreement. If anything on this website differs from your finance agreement, the finance agreement controls.

Payment estimator

The payment estimator provides illustrations only, based on the numbers you enter. It does not show an actual rate, payment or approval. Actual terms are stated in the finance agreement.

Quote requests and messages

When you send a quote request or a message, you confirm that the information is accurate and that you are authorized to provide it. You agree that we may contact you by phone or email about your request. Please do not send sensitive information, such as Social Security numbers or bank account numbers, through the website forms.

Account portals

Login links on this website lead to portals hosted on the PBS NetAccess platform. Your use of a portal is subject to the terms shown there and to your agreement with us. You are responsible for keeping your username and password confidential and for activity under your account. Tell us right away if you believe your account has been used without permission.

Acceptable use

You agree not to misuse the website. This includes attempting to gain unauthorized access, interfering with its operation, sending spam or automated submissions, introducing malicious code, or using the website for any unlawful purpose.

Intellectual property

The Polfin name, logo, text, graphics and design of this website belong to Policy Financing Inc. or its licensors and are protected by law. You may view and print pages for your own business use. You may not copy, republish or use our name or logo for other purposes without our written permission.

Links to other websites

This website contains links to websites we do not operate. We provide them for convenience and are not responsible for their content, security or privacy practices.

Disclaimer

This website is provided "as is" and "as available". To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, merchantability and fitness for a particular purpose. We do not guarantee that the website will be uninterrupted or free of errors.

Limitation of liability

To the fullest extent permitted by law, Policy Financing Inc. is not liable for indirect, incidental, special or consequential damages arising from your use of, or inability to use, this website. Nothing in these terms limits any rights you have under a finance agreement with us or under laws that cannot be waived.

Governing law

These terms are governed by the laws of the State of New York, without regard to its conflict of law rules. Any dispute about this website will be brought in the state or federal courts located in New York.

Changes to these terms

We may change these terms from time to time. The date at the top of this page shows when they were last revised. Your continued use of the website after a change means you accept the updated terms.

Contact us

Questions about these terms can be sent to Policy Financing Inc., 65-19 Myrtle Ave, Glendale, NY 11385, or made by phone at 914-640-5740.